Why should you plan?  

Because, at least 70 percent of people over age 65 will require some
long-term care services at some point in their lives.

And, contrary to what many people believe, Medicare and private health
insurance programs do not pay for the majority of long-term care services
that most people need - they need help with personal care such
as dressing or using the bathroom independently.  

Planning is essential for you to be able to get the care you might need.

The above comment is a Direct Quote  - Fore more information, click on:

http://www.longtermcare.gov/LTC/Main_Site/index.aspx
 
...   From the U.S. Department of Health and Human Services ...
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